| IN:CHICAGO® Card from American Express |

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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
| 0% |
6 Months |
9.24% |
$0 |
|
- Earn One INSIDE(SM) Rewards Point for Virtually Every Eligible Dollar You Spend, whether You're in Chicago or Not
- Points have No Expiration Date and You can Redeem Points for Rewards in Chicago, New York and Los Angeles
- 0% APR for 6 Months
- No Annual Fee
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| IN:LA(SM) Card from American Express |

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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
| 0% |
6 Months |
9.24% |
$0 |
|
- Earn One INSIDE(SM) Rewards Point for Virtually Every Eligible Dollar You Spend, whether You're in Los Angeles or Not
- Points have No Expiration Date and You Can Redeem Points for Rewards in Los Angeles, Chicago and New York
- 0% APR for 6 Months
- No Annual Fee
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| One from American Express® |

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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
| N/A |
N/A |
11.24% |
$35** |
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- No Pre-Set Spending Limit
- Get $50 after Your First Purchase
- Earn a Competitive Annual Percentage Yield (APY), Currently 2.75% (Variable Rate As of 4/15/2008)
- Never Pay Interest on New Purchases
- The Savings Accelerator(SM) Plan Contributes 1% of Eligible Purchases into an FDIC-Insured High-Yield Savings Account in Your Name
- No Annual Fee The First Year - A $35 Savings
- Express Approval. Get a Decision in less than 60 Seconds
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| JetBlue Card from American Express® |

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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
| 3.99% |
6 Months |
15.24% |
$40 |
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- Earn 50 TrueBlue® Points after Your First Purchase - That's Half Way to an Award Flight!
- TrueBlue Points Don't Expire. Use Your Card or Fly JetBlue and we Extend the Life of Your Points for a Full Year
- Earn One Award Dollar for Virtually Every Dollar You Spend
- Earn Double Award Dollars on Entertainment, Leisure, Travel and Dining
- 200 Award Dollars = 1 TrueBlue Point and 100 TrueBlue Points = One Round Trip Flight
- Express Approval. Get a Decision in Less Than 60 Seconds
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| Clear from American Express |

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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
| 0% |
12 Months |
11.24% |
$0 |
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- No Fees of Any Kind. No Annual Fee, No Late Fees, No Over-Limit Fees, No Balance Transfer Fees, No Cash Advance Fees
- Automatic Rewards. You'll Get an American Express Branded Shopping Card Worth $25 Delivered Straight to Your Door Every Time You Spend $2,500
- Flexible Payment Terms. You Can Pay in Full, or Carry a Balance. The Choice is Yours
- No Annual Fee and 0% Intro APR for Up to 12 Months
- World Class Cardmember Benefits Including Purchase Protection Plan, Buyers Assurance Plan, and Return Protection
- Express Approval. Get a Decision in Less than 60 Seconds
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| American Express® Platinum Business FreedomPass(SM) Card |

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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
| 0% |
12 Months |
9.99% |
$0 |
|
- 5,000 Point Welcome Bonus with First Purchase
- Earn 1 Point for Virtually Every Dollar You Spend
- Redeem for Savings on Any Flight, Hotel, Car Rental or Cruise
- No Blackout Dates and No Travel Restrictions
- 0% Introductory APR on Purchases for the First 12 Months
- No Annual Fee and the Option to Pay over Time or Pay in Full
- No Annual Fee for Additional Cards
- Save 3-25% on Business Purchases at Companies like FedEx®, Delta®, Hertz®, and More
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| Blue Sky from American Express |

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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
| 0% |
6 Months |
10.24% |
$0 |
|
- Earn Points on Everything You Buy With the Card
- Redeem Points to Save on Any Airline, Hotel, Rental Car or Cruise - Up to $100 Off for Every 7,500 Points
- Earn 1 Point for Every Dollar You Spend
- Travel Anytime: No Blackout Dates or Restrictions
- No Annual Fee and 0% Intro APR for 6 Months
- World Class Cardmember Benefits including Travel Accident Insurance, Buyers Assurance Plan, and Return Protection
- Express Approval. Get a Decision in Less than 60 Seconds
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| IN:NYC® Card from American Express |

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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
| 0% |
6 Months |
9.24% |
$0 |
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- Earn One INSIDE(SM) Rewards Point for Virtually Every Eligible Dollar You Spend in New York City
- Points have No Expiration Date and You Can Redeem Points for Rewards in New York
- 0% APR for 6 Months
- No Annual Fee
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| The Platinum Business Credit Card |

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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
| 0% |
12 Months |
8.99% |
$0 |
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- Option to Enroll in the Membership Rewards Express® Program Fee-Free
- There's No Limit to the Number of Points You Can Earn
- Save 3-25% on Business Purchases at Companies like FedEx®, Delta®, Hertz®, and More
- 0% APR for the First 12 Months
- No Annual Fee
- No Annual Fee for Additional Cards
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| Gold Delta SkyMiles® Business Credit Card |

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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
| N/A |
N/A |
15.99% |
$95** |
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- Get 15,000 SkyMiles® with First Purchase
- Earn up to 30,000 Bonus Miles in Your First Year
- Save 5% on All Delta Flights with Your Card
- One Delta Mile for Virtually Every Dollar You Spend
- No Annual Fee for the First Year - A Savings of $95
- No Annual Fee for Additional Cards
- Save 3-25% on Business Purchases at Companies like FedEx®, Hertz®, and More
- Now You Can Redeem Your Miles for Any Delta Seat, Any Time at Delta.com. Pay with Miles is an Exclusive New Benefit for Gold Delta SkyMiles® Business Credit Cardmembers that Goes Above and Beyond to Help Ensure that Your Miles Work the Way You Want Them To
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| Business Green Rewards Card |

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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
| N/A |
N/A |
N/A |
$95** |
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- Receive 5,000 Bonus Points on Your First Purchase
- No Pre-Set Spending Limit* or Finance Charges
- Earn One Membership Rewards® Point for Virtually Every Dollar You Spend with No Limits and No Expiration Dates
- Save 3-25% on Business Purchases at Companies Like FedEx®, Delta®, Hertz®, and More
- Redeem Points for Top-Tier Rewards Including Travel, Merchandise, Office Equipment, and Gift Cards for You or Your Employees
- No Annual Fee for the First Year - a Savings of $95
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| Blue Cash® from American Express® |

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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
| 0% |
6 Months |
10.24% |
$0 |
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- "Best Cash-Rebate Card" by Kiplinger's Personal Finance*
- Up To 5% Cash Back with Unlimited Cash Rewards
- Earn Unlimited Cash Back
- 0% Intro APR for 6 Months on Purchases
- Low Balance Transfer Rate - 4.99% Fixed APR for the Life of the Balance
- No Annual Fee
- Express Approval. Get a Decision in Less than 60 Seconds
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| Starwood Preferred Guest® Credit Card from American Express® |

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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
| 2.9% |
6 Months |
15.24% |
$45** |
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- Earn 10,000 Starpoints® with Your First Purchase - Enough for Up To 3 Free Nights at a Category 1 or 2 Hotel
- Earn 15,000 Bonus Starpoints® After You Spend $15,000 In 6 Months
- Winner "Best Affinity Credit Card" at the 19th Annual Freddie Awards -- Voted on by Frequent Travelers
- Use Starpoints® for Free Nights and Upgrades at over 860 Participating Starwood Hotels and Resorts in 95 Countries
- Transfer Starpoints® Almost Always on a 1:1 Basis to the Frequent Flyer Programs of over 30 Major Airlines
- Earn One Starpoint® for Every Dollar You Spend and Double Starpoints® at Participating Starwood Properties and Retail Partners
- No Annual Fee for the First Year and $45 Thereafter
- Express Approval. Get a Decision in Less Than 60 Seconds
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| Hilton HHonors® Platinum Card from American Express® |

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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
| 2.9% |
6 Months |
15.24% |
$0 |
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- Earn 10,000 HHonors Bonus Points After Your Very First Purchase on the Card - Enough for a Free Night
- Earn 15,000 Bonus Points After You Spend $5,000 in 5 Months - That's in Addition to the 15,000 Points You Would Earn for Your Card Spending
- Earn 10,000 HHonors Bonus Points Over the Course of Your First Four Stays at Any Participating Hilton Family Hotels (2,500 HHonors bonus Points Each Stay)
- Receive 5 HHonors® Bonus Points for Each Dollar Spent at Hilton Family and for Eligible Purchases at Supermarkets, Drugstores, Gas Stations, Dining Establishments, and More
- Get 3 HHonors Bonus Points for Each Eligible Dollar You Spend Everywhere Else
- No Annual Fee
- Express Approval. Get a Decision in 60 Seconds
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| Blue Cash® for Business Credit Card |

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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
| 0% |
6 Months |
8.99% |
$0 |
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- Up To 5% Cash Back on Virtually all Purchases
- No Limit on the Cash Back You Can Earn
- No Annual Fee
- 0% Intro APR for First 6 Months
- Option to Pay over Time or Pay in Full
- Save 3-25% on Business Purchases at Companies like FedEx®, Delta®, Hertz®, and More
- Earn Cash Rewards on Purchases Made by Additional Cardholders
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| American Express® Preferred Rewards Green Card |

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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
| N/A |
N/A |
N/A |
$95** |
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- No Annual Fee for the First Year - $95 Thereafter
- Earn 5,000 Membership Rewards® Bonus Points After Your First Purchase With the Card -- Redeemable for a $50 Gift Card
- The Membership Rewards® Program also Lets You Transfer Points to 11 Frequent Flyer Programs: 1 Point = 1 Frequent Flyer Mile or Frequent Guest Credit for Most Programs
- Purchase Protection Plan Protects Eligible Purchases Made with the Card Against Accidental Damage and Theft for up to 90 Days from the Date of Purchase
- Many Other Travel and Shopping Benefits
- No Pre-Set Spending Limit
- Express Approval. Get a Decision in Less than 60 Seconds
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| American Express® Preferred Rewards Gold Card |

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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
| N/A |
N/A |
N/A |
$125** |
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- No Annual Fee for the First Year - $125 Thereafter
- Earn 10,000 Membership Rewards® Bonus Points After Your First Purchase with the Card - Redeemable for a $100 Gift Card
- No Pre-Set Spending Limit
- The Membership Rewards Program® — Earn 1 Membership Rewards® Point for Virtually Every Dollar You Spend. You can Redeem Points for Your Choice of Truly Exceptional Travel, Shopping, and Entertainment Rewards
- Gold Card Events — Exclusive Access to Tickets for Select Concerts, Shows, Major Sporting Events, and More in Cities Nationwide
- Global Assist® Plus Hotline and Many More Benefits Included
- Express Approval. Get a Decision in Less than 60 Seconds
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| Blue for Business® from American Express |

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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
| 0% |
15 Months |
8.99% |
$0 |
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- 0% introductory APR on Purchases for the First 15 Months
- No Annual Fee with the Flexibility to Pay in Full or Carry a Balance
- No Annual Fee for Additional Cards
- Option to Enroll in the Complimentary Membership Rewards Express® Program, with Flexible Rewards for You or Your Business
- Save 3-25% on Business Purchases at Companies like FedEx®, Delta®, Hertz®, and More
- Built-In ExpressPay Technology that Lets You Make Small Purchases Fast without Swiping Your Card
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| TrueEarnings® Card from Costco and American Express |

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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
| 0% |
3 Months |
15.24% |
$0 |
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- Earn 3% Cash Back for Gasoline, 3% for Restaurants, 2% for Travel, 1% Everywhere Else Including Costco
- No Annual Fee with Your Paid Costco Membership
- The TrueEarnings Card Serves as Both Your American Express Credit Card and Your Costco Membership Card
- The Flexibility to Pay Charges Over Time
- No Limit on the Cash Back Earned
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| TrueEarnings® Business Card from Costco and American Express |

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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
| 0% |
3 Months |
15.99% |
$0 |
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- 5% for Buying Gas
- 3% for Dining Out
- 2% for Travel Purchases from Airline, Lodging, Car Rental, Cruise Line, Travel Agency and Tour Operator Merchants
- 1% on All Other Eligible Purchases
- Rebates are Awarded Annually in the Form of an In-Store Coupon
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| Platinum Delta SkyMiles® Credit Card |

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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
| 3.9% |
12 Months |
15.24% |
$150 |
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- Earn 20,000 Bonus SkyMiles® (Including 5,000 Medallion Qualification Miles) After First Purchase
- Earn Always Double Miles® on Every Eligible Dollar You Spend at Supermarkets, Drugstores, Gas Stations, Home Improvement/Hardware Stores, and the U.S. Postal Service
- Earn Double Miles When You Use Your Card to Pay Your Wireless Phone Bill and for Delta Purchases
- Earn One Mile for Every Dollar on Other Eligible Purchases
- Miles Never Expire and There is No Cap on the Miles You Can Earn
- Earn 2,500 Bonus Miles for Adding an Additional Cardmember
- Now You Can Redeem Your Miles for Any Delta seat, Any Time at Delta.com. Pay with Miles is an Exclusive New Benefit for Gold Delta SkyMiles® Credit Cardmembers that Goes Above and Beyond to Help Ensure that Your Miles Work the Way You Want Them to
- Pay For All or Part of Your Fare with Miles and Put the Rest on Your Card; Start Redeeming at Just 10,000 Miles
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| Delta SkyMiles® Gold Credit Card |

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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
| 9.99% |
Until the balance is paid in full Months |
15.24% |
$95** |
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- Earn 15,000 Bonus SkyMiles® after Your First Purchase with the Card
- Earn 2,500 Bonus Miles for Adding an Additional Cardmember with their Application
- Always Double Miles® on Every Eligible Dollar You Spend at Supermarkets, Drugstores, Gas Stations and More
- Earn One SkyMile for Virtually Every Dollar You Spend
- No Annual Fee for the First Year, $95: $40 if You are a Qualified American Express Cardmember
- Express Approval. Get a Decision in Less than 60 Seconds
- Now You Can Redeem Your Miles for Any Delta Seat, Any Time at Delta.com. Pay with Miles is an Exclusive New Benefit for Gold Delta SkyMiles® Credit Cardmembers that Goes Above and Beyond to Help Ensure that Your Miles Work the Way You Want Them To
- Pay for All or Part of Your Fare With Miles and Put the Rest on Your Card; Start Redeeming at Just 10,000 Miles
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| JetBlue Business Credit Card from American Express® |

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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
| 3.99% |
6 Months |
15.99% |
$40 |
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- Exclusive Benefit for JetBlue Business Cardmembers: 5% Savings on JetBlue® flights Purchased With Your Card
- 50 TrueBlue® Points, Worth 1/2 of a Free Flight, after Your First Purchase
- Earn 1 Award Dollar for Virtually Every Dollar You Spend
- Earn Double Award Dollars on JetBlue® Purchases, Gas, Wireless Phone Charges, and More
- Save 3-25% on Business Purchases at Companies Like FedEx®, HertzJ, and More
- Your TrueBlue® Points Don't Expire When You Use Your Card
- Protection when You Travel: Car Rental Loss and Damage Insurance, Baggage Insurance, and More
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| Blue from American Express® |

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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
| 0% |
15 Months |
10.24% |
$0 |
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- Membership Rewards Express(SM) program
- 0% APR on Purchases for Up To 15 Months
- No Annual Fee
- Low Balance Transfer APR - 4.99% Fixed APR for the Life of the Balance
- Blue is Your Launch Pad to Standout Shopping and Entertainment Rewards and One-of-a-Kind Experiences
- Express Approval. Get a Decision in Less Than 60 Seconds
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| The Business Gold Rewards Card |

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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
| N/A |
N/A |
N/A |
$125** |
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- Business Ownership has Become more Rewarding
- Earn up to 40,000 Bonus Points in One Year - Enough for One Domestic Round-Trip Airline Ticket Plus Other Business Supplies
- Points Have No Expiration Date
- No Limit to the Number of Membership Rewards® Points You Can Earn
- No Annual Fee for the First Year - A Savings of $125
- No Pre-Set Spending Limit* and No Finance Charges
- Save 3-25% on Business Purchases at Companies Like FedEx®, Delta®, Hertz® and More
- Automatic Complimentary Enrollment in the Membership Rewards® Program
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| Starwood Preferred Guest® Business Credit Card from American Express® |

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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
| 2.9% |
6 Months |
17.24% |
$45** |
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- Earn 10,000 Starpoints with Your First Purchase - That's Good for Up to 3 Free Nights
- Earn 1 Starpoint for Every Eligible Dollar You Spend on the Card and 2 Starpoints at Participating Starwood Hotels and Resorts
- Redeem at Over 860 Participating Starwood Hotels and Resorts in 95 countries Including Sheraton®, Westin® and W Hotels®
- Transfer to Over 30 Frequent Flyer Programs, Most on a One-to-One Basis
- Save 3-25% on Business Purchases at Companies like FedEx®, Delta®, Hertz®, and More
- No Annual Fee for the First Year - a Savings of $45
- Voted Best Affinity Credit Card by Frequent Travelers in 19th Annual Freddie Awards
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| American Express SimplyCash® Business Card |

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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
| 0% |
N/A |
6% |
$0 |
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- Earn 5% Cash Back on Automobile Gas, Office Supplies, and Wireless Services
- Earn 1% Cash Back on Virtually All Other Purchases
- No Limits to The Cash Back You Can Earn
- Cash Back is Automatically Credited to the Statement Each Month
- 0% Introductory APR for Up to 12 Months
- No Annual Fee with the Flexibility to Pay in Full or Carry a Balance
- Additional Cards Have No Annual Fee
- Save 3-25% on Business Purchases at Companies Like FedEx®, Delta®, Hertz® and More
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