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Intro APR	Intro Period	Regular APR	Annual Fee
1.99%	6 Months	10.99%	$0

FREE Rewards Program Designed for Hard-Working Union Members
Get 2,000 Bonus Points After First Purchase, More than Halfway to a $25 Gift Card
Earn 1 Point for Every Dollar Spent Anywhere
Earn 2 Points for Every Dollar Spent at Gas Stations, Grocery Stores, and Drug Stores
NO Balance Transfer Fees and APR stays FIXED Until the Balance is Paid in Full*
1.99% Introductory APR on New Purchases*
All Calls Answered in the United States
No Annual Fee and No Liability for Unauthorized Use

Intro APR	Intro Period	Regular APR	Annual Fee
0%	6 Months	6.5%	$35

Intro APR	Intro Period	Regular APR	Annual Fee
0%	6 Months	8%	$0

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