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Program
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30 Year Fixed
4.91%
15 Year Fixed
4.66%
30 Year Jumbo
6.46%
1 Year CD
1.99%
Home Equity
5.55%
Auto-New
6.86%


 

Equifax Credit Report and Monitoring ($9.95/month)
  • Instant online access to your credit report
  • Record of companies that have reviewed your credit file
  • Identity theft alers
  • Includes a confirmation number needed to use Equifax's free online dispute feature and fix errors quickly and simply
  • Access to our friendly and knowledgeable Customer Care 7 days a week

BetterMyRates Tips
What you need to know about your Credit Score

Getting your credit report and score can help you see and understand how lenders may be viewing your credit history. Your QSpace.Com Credit Score is calculated based on the information on your credit report, using many of the same criteria considered in the scoring models developed by the leading credit bureaus. It can help you:

  • Know where you stand before applying for credit: avoid surprises when applying for credit by knowing where you stand.

  • Understand your total credit picture: lenders often review both your credit report and credit score when considering an application. You actually have 3 credit reports—and hence 3 credit scores—because there are 3 US credit bureaus (Equifax, Experian, & Trans Union) collecting information about your credit habits. Since your lender can go to any of the 3 bureaus and the information on each of your reports is often different, it’s important to know your credit score based on each credit report.

  • Get personalized tips and analysis: knowing your score is not enough - the key is knowing what you can do to maintain or improve it.

  • Learn what factors may influence your score: understand what issues can positively and negatively affect your credit standing.

  • See how your score compares to other U.S. consumers: learn how your credit score measures up against others in the US.

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